AIRLINES
TAP Air Portugal
Millions unlocked in new revenue
Global and local transaction processing with higher approval rates and lower fraud — typically recovering millions in payment volume across 90+ markets.
Let the
money flow.
Custom-built. Powered by intelligence. Merchant-first.
Tailored payment infrastructure that helps your business sell, scale, and grow with higher approvals, full control, and smarter automation.
€1,240.00 · Amex · Dubai just now
Trusted by industry leaders
Powering payments for
businesses that demand more.
RETAIL
Wink
Real-time visibility across all stores
Leveraging real-time data across own stores and franchise network to boost loyalty, identify recurring shoppers, and increase basket size.
HOSPITALITY
Vila Galé
Omnichannel across 40+ hotels
Seamless payment orchestration across one of the largest hotel groups in Portugal and Brazil — from front desk to spa to room service.
E-COMMERCE
KuantoKusta
Higher checkout conversion with BNPL
High-performance checkout with multi-payment strategy including BNPL and local methods — reducing cart abandonment and increasing order value.
RESTAURANTS
Kabuki
Bespoke POS with loyalty insights
Tailored terminal experience with branded checkout flows and full customer loyalty visibility — turning every transaction into a relationship.
TRANSPORT
Rede Expressos
Seamless ticketing across 700+ routes
Powering frictionless payments for Portugal's largest intercity bus network — online, at the counter, and on the go. Every seat sold faster.
LUXURY RETAIL
André Óticas
Premium checkout for premium eyewear
Elevating the in-store payment experience for high-end optical retail — with tailored POS flows that match the care behind every pair.
LUXURY HOSPITALITY
Onyria Resorts
Unified payments across resort properties
From golf clubhouse to spa to fine dining — seamless omnichannel payments across one of Portugal's most prestigious resort groups.
AESTHETICS & HEALTH
SkinBoutique by LMR
Effortless payments for premium care
Streamlined checkout for high-value treatments — installments, recurring billing, and a payment experience as refined as the clinic itself.
AIRLINES
TAP Air Portugal
Millions unlocked in new revenue
Global and local transaction processing with higher approval rates and lower fraud — typically recovering millions in payment volume across 90+ markets.
RETAIL
Wink
Real-time visibility across all stores
Leveraging real-time data across own stores and franchise network to boost loyalty, identify recurring shoppers, and increase basket size.
HOSPITALITY
Vila Galé
Omnichannel across 40+ hotels
Seamless payment orchestration across one of the largest hotel groups in Portugal and Brazil — from front desk to spa to room service.
E-COMMERCE
KuantoKusta
Higher checkout conversion with BNPL
High-performance checkout with multi-payment strategy including BNPL and local methods — reducing cart abandonment and increasing order value.
RESTAURANTS
Kabuki
Bespoke POS with loyalty insights
Tailored terminal experience with branded checkout flows and full customer loyalty visibility — turning every transaction into a relationship.
TRANSPORT
Rede Expressos
Seamless ticketing across 700+ routes
Powering frictionless payments for Portugal's largest intercity bus network — online, at the counter, and on the go. Every seat sold faster.
LUXURY RETAIL
André Óticas
Premium checkout for premium eyewear
Elevating the in-store payment experience for high-end optical retail — with tailored POS flows that match the care behind every pair.
LUXURY HOSPITALITY
Onyria Resorts
Unified payments across resort properties
From golf clubhouse to spa to fine dining — seamless omnichannel payments across one of Portugal's most prestigious resort groups.
AESTHETICS & HEALTH
SkinBoutique by LMR
Effortless payments for premium care
Streamlined checkout for high-value treatments — installments, recurring billing, and a payment experience as refined as the clinic itself.
AIRLINES
TAP Air Portugal
Millions unlocked in new revenue
Global and local transaction processing with higher approval rates and lower fraud — typically recovering millions in payment volume across 90+ markets.
RETAIL
Wink
Real-time visibility across all stores
Leveraging real-time data across own stores and franchise network to boost loyalty, identify recurring shoppers, and increase basket size.
HOSPITALITY
Vila Galé
Omnichannel across 40+ hotels
Seamless payment orchestration across one of the largest hotel groups in Portugal and Brazil — from front desk to spa to room service.
E-COMMERCE
KuantoKusta
Higher checkout conversion with BNPL
High-performance checkout with multi-payment strategy including BNPL and local methods — reducing cart abandonment and increasing order value.
RESTAURANTS
Kabuki
Bespoke POS with loyalty insights
Tailored terminal experience with branded checkout flows and full customer loyalty visibility — turning every transaction into a relationship.
TRANSPORT
Rede Expressos
Seamless ticketing across 700+ routes
Powering frictionless payments for Portugal's largest intercity bus network — online, at the counter, and on the go. Every seat sold faster.
LUXURY RETAIL
André Óticas
Premium checkout for premium eyewear
Elevating the in-store payment experience for high-end optical retail — with tailored POS flows that match the care behind every pair.
LUXURY HOSPITALITY
Onyria Resorts
Unified payments across resort properties
From golf clubhouse to spa to fine dining — seamless omnichannel payments across one of Portugal's most prestigious resort groups.
AESTHETICS & HEALTH
SkinBoutique by LMR
Effortless payments for premium care
Streamlined checkout for high-value treatments — installments, recurring billing, and a payment experience as refined as the clinic itself.
Why settle for standard
when you can have bespoke?
Built for merchants who know standard doesn't cut it. See what you'd gain in minutes — not quarters.
Approval Rate · Live
98.4 % +12.4%
2,996 transactions/hr
Conversion Rates
Higher revenue, less friction
Optimize approvals and payment experiences for better conversion.
+4.86% approvals vs industry avg
Transaction Fee
1.11 %
+ €0.05 per transaction
Competitor A 2.9%
Competitor B 2.5%
Paybyrd 1.11%
€0
Setup
€0
Monthly
T+1
Payout
Pricing
Save costs, pay for what you need
Transparent pricing, no hidden fees, and cost structures tailored to your business.
Save up to 60% on transaction fees
Fraud blocked today
€47,298
PCI DSS 3DS2 Tokens
Security
Stronger security, lower risk
Advanced fraud protection built-in.
−16.8% chargebacks on average
Recurring Shoppers · Live
1,043 +23
€142 avg. ticket
Activity
12-Week Trend
Business Intelligence
Know your customers before they walk in
Recurring shoppers, average tickets, and store heatmaps — insights that turn data into revenue.
Real-time insights across every channel
Revenue Processed · Live
€3,040,762
today across all merchants
20+
Methods
192+
Currencies
40+
Countries
Global Scale
Every payment, everywhere, in real time
20+ methods, 192+ currencies, 40+ countries — all flowing through one platform.
One integration. Every market.
Same-day go-live
< 4 hours
No setup fees
€0 upfront
No contracts
Cancel anytime
PCI Level 1
Fully compliant
Start Risk-Free
No credit card required · Live in under 4 hours
White-label everything
Custom-made means custom-made.
Your business is one of a kind. Your payment experience should be too. Tailor checkout flows, POS terminals, and integrations to match your brand and systems.
- Branded order summary per industry
- Fully white-labeled hosted checkout
- Custom receipts & email templates
- Your colors, your logo, your flow
Try it → switch brands, explore the flow
Logo
Paybyrd
Secure
Payment request
€698.00
Order Ref: ORD-20260416
Created: Apr 16, 2026 · 10:30
Pay by: Apr 17, 2026 · 10:30
Total amount
Ref ORD-20260416
€698.00
or pay with
Enter your mobile number to receive a payment notification on your MB Way app.
After confirming, you'll have 5 minutes to approve the payment in the MB Way app on your phone.
We'll generate a Multibanco reference. Pay within 3 days at any ATM or home banking.
Entity21800
Reference420 157 832
Amount€698.00
Tap the button below, then confirm with Face ID, Touch ID, or your passcode.
Double-click the side button on your iPhone to confirm
Pay with a card saved to your Google account in one tap.
You'll be taken to Google Pay to finish
Log in to your PayPal account to complete your purchase. No credit card needed.
You'll be redirected to PayPal to log in and confirm this payment. Eligible purchases qualify for Buyer Protection.
Select your bank to complete the payment through your banking app.
You'll be redirected to your bank's secure environment to authorise the payment.
Split your purchase into 3 interest-free payments with Klarna.
Today€25.92
In 30 days€25.92
In 60 days€25.93
By continuing, you accept Klarna's terms. 0% APR. No fees if paid on time.
PCI DSS · 3DS2 · Tokenized
Powered by Paybyrd
Intelligent automation
Smarter payments, with intelligent
automation and insights.
Recover failed transactions automatically. Sell and support via chat. See insights before they become problems.
Right now
847 retries in flight
· 312 payment links sent
· 4 anomalies auto-resolved
· 97.2 % approval rate
Retry Engine · Live
tx_8kLm2P · €342.00
€127,482 recovered today
+4.86% lift Recovery
We recover what your acquirer gave up on.
Intelligent retries across alternate acquirers. Every recovered transaction is pure margin.
+€127k recovered last month — pure margin
Chat · Live
via WhatsApp
Chat Commerce
Every message is a chance to close the sale.
Send payment links, answer questions, close the sale — all from a conversation your customer already trusts.
30% of payment links are paid in under 5 min
Anomaly Feed · Live
Predictive Insights
Revenue alerts before your reports notice.
Anomaly detection on approval rates, chargebacks, and fraud patterns — alerts land before your revenue does.
Avg 2 min from anomaly to auto-action
380ms
approved
Pre-built integrations
+ full REST API
WooCommerce
Magento
PrestaShop
SAP
Oracle
Host PMS
WhatsApp
Moloni
APIs, SDKs, Plugins
Flexible, modular, and fully yours.
The last payment integration you'll ever do. More approvals from day one. Less code. Same-day live — not same-quarter.
10 lines
To your first live transaction
+4.86%
Approval rate lift from day 1
99.999%
Uptime · redundant across acquirers
< 4 hours
Sign-up to live · self-service
Designed to win approvals, not just accept payments.
Every SDK call ships with multi-acquiring, smart routing, and 3DS2 step-up baked in. Better conversion is the default — not a flag you have to find.
30-day money-back guarantee — onboarded this week
Run the platform.
Pick the plan later.
Sandbox in 24 hours, first real transaction by end of week one, shadow mode alongside your current provider for as long as you need. Not happy in the first 30 days? We'll refund every commission — no questions, no catches.
Sandbox in 24h · first tx in 7 days
Shadow mode · measure before you cut over
Essential pay-as-you-go · no setup, no minimum
Dedicated technical AM from day one
Everything you need
One platform. Every move.
The whole payment operation — from taking a card to catching fraud — runs from one screen.
01 Platform
Every channel. One brain.
Sell online, at the register, on mobile, or at a kiosk. See it all — and control it all — from a single dashboard you'll want to open every morning.
- One source of truth across every channel
- Real-time volume and success rates
- Multi-store, multi-country, multi-currency
Run 40+ stores and a website from one tab
All channels · Live
just now
€37,719 ↑ 12.4%
vs yesterday · 1,284 tx
E-commerce
€10,060
384 tx
POS
€14,530
512 tx
Mobile
€5,815
243 tx
Kiosk
€4,314
145 tx
02 Dashboard
The dashboard that tells you what to do next.
€16M+ in daily volume, 92% success rates, and the one payment method killing your conversion — surfaced on the home screen. Not a data warehouse. A decision engine.
- Revenue by currency, method, and store
- Anomaly alerts before your reports notice
- Refunds in one tap, from anywhere
Finance closes the books in hours, not days
Total Volume · Today
€16,240,812
↑ 92.4% success rate · +0.8pp vs last week
03 Transactions
Find any transaction in three seconds.
Filter by date, customer, store, method, or amount. Drill in. Refund in one tap. Your support team will stop escalating tickets because they can finally answer them themselves.
- Advanced filters across every dimension
- One-click full or partial refunds
- Complete audit trail, exportable to anything
Support-ticket escalations drop ~40%
Live feed
04 Analytics
The numbers that actually move revenue.
Time-of-day revenue curves. Method mix by geography. Failure modes you didn't know you had. The reports your team exports weekly — updated every second.
- Revenue trends by hour, day, season
- Method mix by market and store
- Failure breakdown by acquirer + reason
Merchants find +2–4% in a single session
Method mix · Last 24h
Visa 42%
Mastercard 28%
MB Way 14%
Apple Pay 9%
Klarna 7%
Peak Hours · Live
when your customers pay
Less More
05 Intelligence
Know every customer — even the anonymous ones.
Paybyrd identifies returning shoppers across channels automatically. See who your loyalists are — and who's about to churn — without asking a single customer to sign up for anything.
- Auto-identify returning card holders
- Heat scoring: cold / warm / hot
- Top-customer leaderboard + lifetime value
No loyalty program required
Top customers · Live
Purchase frequency · Maria Silva
avg 1d
Cold Hot
42
Tx
€148
Avg
Trend
06 POS
Terminals that look like your brand — not ours.
Android-powered, always online, built to survive a crowded Saturday. Rent monthly with no commitment or own them outright. Your staff will stop yelling at the card machine.
- Fully branded UI on every terminal
- Rent monthly or buy outright
- Built-in printer, scanner, 4G, OTA updates
Checkout lines disappear
eiinix® A77
14:23
Amount
€89.50
Tap or insert card
Processing…
VISA ••4582
Approved
€89.50 · 480ms
Brand UI
Your logo
Model
iinix A77
07 Payments
Every card. Every wallet. Every local rail.
20+ methods, 192+ currencies, 40+ countries. Your customer's preferred way to pay — whatever it is, wherever they are — is already there. One integration. All of them.
- Visa, Mastercard, Amex + local cards
- Apple Pay, Google Pay, PayPal, Klarna
- Pix, MB Way, iDEAL, Bancontact, Multibanco
+4.86% approvals with smart routing
20+ Methods · 192+ Currencies · 40+ Countries
🇺🇸 USD 1.0000 +0.12 🇬🇧 GBP 0.7892 +0.08 🇯🇵 JPY 158.45 −0.21 🇧🇷 BRL 5.124 +0.34 🇨🇳 CNY 7.218 −0.05 🇨🇭 CHF 0.884 +0.02 🇨🇦 CAD 1.372 +0.11 🇦🇺 AUD 1.522 −0.07 🇺🇸 USD 1.0000 +0.12 🇬🇧 GBP 0.7892 +0.08 🇯🇵 JPY 158.45 −0.21 🇧🇷 BRL 5.124 +0.34 🇨🇳 CNY 7.218 −0.05 🇨🇭 CHF 0.884 +0.02 🇨🇦 CAD 1.372 +0.11 🇦🇺 AUD 1.522 −0.07
🇪🇺 EUR 0.9245 +0.04 🇳🇴 NOK 10.82 +0.15 🇩🇰 DKK 6.89 +0.02 🇸🇬 SGD 1.341 −0.03 🇭🇰 HKD 7.82 +0.01 🇳🇿 NZD 1.642 −0.09 🇮🇳 INR 83.42 +0.22 🇿🇦 ZAR 18.95 +0.48 🇪🇺 EUR 0.9245 +0.04 🇳🇴 NOK 10.82 +0.15 🇩🇰 DKK 6.89 +0.02 🇸🇬 SGD 1.341 −0.03 🇭🇰 HKD 7.82 +0.01 🇳🇿 NZD 1.642 −0.09 🇮🇳 INR 83.42 +0.22 🇿🇦 ZAR 18.95 +0.48
Methods
20+
Currencies
192+
Countries
40+
08 Integrations
Works with what you already use.
WooCommerce, Magento, SAP, Oracle, Host PMS — connect with a plug-in and you're done. Everything else? A full REST API. We even write the webhooks.
- Pre-built: WooCommerce, Magento, PrestaShop
- Hospitality: Oracle, Host PMS, Newhotel
- Custom: REST API, webhooks, free sandbox
Live in under 4 hours — self-service
Connected · All systems go
WooCommerce
Magento
PrestaShop
Shopify
SAP
Oracle
Host PMS
WhatsApp
Moloni
Zapier
Custom API
Webhooks
Every capability in one place No feature upsell — ever Same-day go-live
Early access · Cohort 1 open
AI that runs payments while you run the business.
Refunds, payment links, customer questions, anomaly detection — handled in seconds by operators trained on the last million transactions. Join the early cohort shaping it.
01 · Chat commerce
P
Your store
online
Type a message…
Sell where they already chat.
AI handles sizing, links, and confirmation — on WhatsApp, Instagram, or your site. Your team only jumps in when it matters.
02 · Payment assistant
paybyrd-ops · zsh
▸
One command. Done.
Refund. Send link. Retry a failed charge. Your team types what they want — the assistant executes and logs it.
03 · Intelligent search
Ask your data anything.
Plain English in. Real answers out — with the chart, the segment, the time window. No dashboards to build.
Live in production
47
merchants in cohort
12,847
automations run today
3.2s
avg response time
Trusted partners
Payments that fit.
Partners that grow.
Airlines, hotels, marketplaces, restaurants, retailers — results measured in revenue recovered, hours saved, and customers retained.
Airlines
Outcome
Millions unlocked in new payment volume — across 90+ markets.
"Paybyrd tuned approval rates across every market we fly to. We stopped leaving money on the runway."
João Frias
Head of Payments · TAP Air Portugal
+€3.8M recovered revenue
Airlines
Outcome
Millions unlocked in new payment volume — across 90+ markets.
"Paybyrd tuned approval rates across every market we fly to. We stopped leaving money on the runway."
João Frias
Head of Payments · TAP Air Portugal
Hospitality
Outcome
Omnichannel payments across 40+ hotels — front desk to spa to room service.
"Every revenue center is connected. Finance closes the day in hours, not Mondays."
Carlos Rodrigues
CFO · Vila Galé
E-Commerce
Outcome
Higher checkout conversion with BNPL and local methods that customers actually want.
"The multi-method checkout is a revenue lever. Every cart abandoned is a test we now win."
Rita Faria
CEO · KuantoKusta
Luxury Retail
Outcome
Premium POS flows to match the craftsmanship behind every frame.
"The terminal feels like our store. Staff never fight it — they forget it's there."
Dr. Plínio Leal
CEO · André Óticas
Retail
Outcome
Real-time visibility across every store and every franchise.
"We went from guessing what sold to knowing exactly who bought it and when they'll come back."
Filipa Muñoz de Oliveira
CEO · Wiñk
Restaurants
Outcome
Bespoke POS with full loyalty visibility — every bill becomes a relationship.
"Tableside payments are one tap. And we finally know who our regulars are without asking."
Victor Jardim
General Manager · Kabuki
Transport
Outcome
Frictionless ticketing across 700+ routes — online, at the counter, on the go.
"Selling a ticket used to take 40 seconds. Now it takes 8. Lines disappeared."
Nelson Silva
General Manager · Rede Expressos
Hospitality
Outcome
Unified payments from clubhouse to spa — across every resort property.
"One platform across every touchpoint. Our guests feel it without knowing why."
Paulo Figueiredo
COO · Onyria Resorts
Built for speed · Same-day go-live
Start this morning.
Process by lunch.
Three fields. One coffee. Your first real transaction before the afternoon rush. No credit card. No contracts. No lock-in.
PCI DSS Level 1 Cancel anytime Priority human support
- 00:00 Sign up
Three fields. Email verified instantly.
- 00:15 KYB fast-track
Automated checks for most businesses.
- 02:00 Integration
Plug-ins for your stack, or 10 lines of API.
- 04:00 Live
First real transaction processed.